眉山人赶紧自查！这类卡将停用！你手里有没有？
<div class="wx_rich_media_content" id="jsWxContainer"><section data-role="outer" label="edit by 135editor" data-mpa-powered-by="yiban.io"><section data-role="outer" label="edit by 135editor"><section style="outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; visibility: visible; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;"><section style="margin-right: 8px; margin-left: 8px; outline: 0px; max-width: 100%; text-align: center; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;"><p style="line-height:1.75em;"><span style="outline: 0px; max-width: 100%; visibility: visible; color: rgb(0, 122, 170); letter-spacing: 2px; font-size: 18px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;"><strong style="outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;">注意</strong></span></p></section><section style="margin-right: 8px; margin-left: 8px; outline: 0px; max-width: 100%; text-align: center; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;"><p style="line-height:1.75em;"><span style="outline: 0px; max-width: 100%; visibility: visible; color: rgb(0, 122, 170); letter-spacing: 2px; font-size: 18px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;"><strong style="outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;">你手里的这种银行卡</strong></span></p></section><section style="margin-right: 8px; margin-left: 8px; outline: 0px; max-width: 100%; text-align: center; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;"><p style="line-height:1.75em;"><span style="outline: 0px; max-width: 100%; visibility: visible; color: rgb(0, 122, 170); letter-spacing: 2px; font-size: 18px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;"><strong style="outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;">要被清理了！</strong></span></p></section><p style="margin-right: 8px; margin-left: 8px; outline: 0px; max-width: 100%; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;"><br></p><p style="outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;"><span style="outline: 0px; max-width: 100%; visibility: visible; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;">中国银行、建设银行、招商银行、平安银行等<strong style="outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;">逾30家商业银行陆续发布通知，将对长期睡眠的信用卡开展账户安全管理等工作。</strong></span></p><p style="margin-right: 8px; margin-left: 8px; outline: 0px; max-width: 100%; line-height: 1.75em; visibility: visible; box-sizing: border-box !important;"><br></p><p style="outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;"><span style="outline: 0px; max-width: 100%; visibility: visible; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;">据去年7月中国银保监会发布《关于进一步促进信用卡业务规范健康发展的通知》，要求存量业务在2年过渡期内完成整改，并在6个月内完成业务流程及系统改造等工作。</span></p><p style="outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;"><br></p><p style="outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;"><span style="outline: 0px; max-width: 100%; visibility: visible; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;">目前《通知》规定的半年期限已过，多家银行出手。整顿睡眠卡业务是许多银行本轮整改的“重头戏”。</span></p></section><p style="text-align: justify; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; visibility: visible; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;"><br></p><section style="padding-right: 10px; padding-left: 10px; outline: 0px; max-width: 100%; box-sizing: border-box; font-size: 16px; letter-spacing: 2.5px; color: rgb(48, 83, 124); text-align: center; visibility: visible; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><section data-role="outer" label="edit by 135editor" style="outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 0.544px; visibility: visible; box-sizing: border-box !important;"><section data-role="title" data-tools="135编辑器" data-id="92724" data-color="#17365d" style="outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;"><section style="margin-right: auto; margin-left: auto; padding: 10px; outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;"><section style="padding-top: 2px; padding-bottom: 2px; outline: 0px; max-width: 100%; display: inline-block; border-bottom: 1px dotted rgb(23, 54, 93); visibility: visible; box-sizing: border-box !important;"><section data-brushtype="text" hm_fix="274:264" style="padding: 5px 8px; outline: 0px; max-width: 100%; color: rgb(255, 254, 255); letter-spacing: 1px; background: rgb(23, 54, 93); visibility: visible; box-sizing: border-box !important;"><p style="line-height:1.75em;"><span style="outline: 0px; max-width: 100%; visibility: visible; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;"><strong style="outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;">多家银行密集公告：</strong></span></p></section><section data-brushtype="text" hm_fix="274:264" style="padding: 5px 8px; outline: 0px; max-width: 100%; color: rgb(255, 254, 255); letter-spacing: 1px; background: rgb(23, 54, 93); visibility: visible; box-sizing: border-box !important;"><p style="line-height:1.75em;"><span style="outline: 0px; max-width: 100%; visibility: visible; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;"><strong style="outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;">清理睡眠卡、超量卡</strong></span></p></section></section></section></section></section></section><p style="text-align: justify; outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; visibility: visible; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><br></p><section style="outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; visibility: visible; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;"><section style="outline: 0px; max-width: 100%; box-sizing: border-box; visibility: visible;"><p style="outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;"><span style="outline: 0px; max-width: 100%; visibility: visible; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;">据证券日报报道，银行业信用卡业务整改正持续深化。今年以来，已有不少银行发布通知表示，开展信用卡相关业务规范管理工作。</span></p></section><section style="outline: 0px; max-width: 100%; box-sizing: border-box; visibility: visible;"><br style="outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;"></section><section style="outline: 0px; max-width: 100%; box-sizing: border-box; visibility: visible;"><p style="outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;"><span style="outline: 0px; max-width: 100%; visibility: visible; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;">整体来看，<strong style="outline: 0px; max-width: 100%; box-sizing: border-box; visibility: visible;">管理方向主要集中在清理睡眠卡、限制单一持卡人持超量信用卡和优化分期业务等方面。</strong></span></p></section><section style="outline: 0px; max-width: 100%; box-sizing: border-box; visibility: visible;"><br style="outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;"></section><section style="outline: 0px; max-width: 100%; box-sizing: border-box; visibility: visible;"><p style="outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;"><span style="outline: 0px; max-width: 100%; visibility: visible; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;"><span style="outline: 0px;max-width: 100%;color: rgb(255, 255, 255);background-color: rgb(31, 64, 108);visibility: visible;">中国银行</span>公告称，自2023年3月20日起，将对连续18个月及以上无主动交易、且无任何未偿还款项和存款的长期睡眠信用卡，分阶段进行信用卡降额、停用或销卡等相关处理。</span></p></section><section style="outline: 0px; max-width: 100%; box-sizing: border-box; visibility: visible;"><br style="outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;"></section><section style="outline: 0px; max-width: 100%; box-sizing: border-box; visibility: visible;"><p style="outline: 0px; max-width: 100%; visibility: visible; line-height: 1.75em; box-sizing: border-box !important;"><span style="outline: 0px; max-width: 100%; visibility: visible; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;"><span style="outline: 0px;max-width: 100%;color: rgb(255, 255, 255);background-color: rgb(31, 64, 108);visibility: visible;">恒丰银行</span>将于2023年3月31日起，陆续对发卡满18个月以上仍未激活或已激活却连续满18个月及以上未发生主动交易且当前透支余额、溢缴款为零的长期睡眠信用卡停止用卡服务并办理销卡手续。</span></p></section><section style="outline: 0px; max-width: 100%; box-sizing: border-box; visibility: visible;"><br style="outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;"></section><section style="outline: 0px; max-width: 100%; box-sizing: border-box;"><p style="outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;"><span style="outline: 0px; max-width: 100%; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;"><span style="outline: 0px;max-width: 100%;color: rgb(255, 255, 255);background-color: rgb(31, 64, 108);">平安银行</span>公告称，将于2023年4月1日起通过AI电话或短信等方式向满足条件的部分长期睡眠客户进行通知，客户未在规定期限内根据通知要求对卡片进行操作的，将对其采取销卡或销户措施。</span></p></section><p style="outline: 0px; max-width: 100%; box-sizing: border-box !important;"><br></p></section><section draggable="true" style="outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; text-align: center; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><p style="outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;"><span class="wxart_image" wx-style="display:inline-block;box-sizing: border-box;outline: 0px;vertical-align: inherit;width: 100%;overflow-wrap: break-word !important;visibility: visible !important;"></span></p></section><p style="text-align: justify; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;"><span style="outline: 0px; max-width: 100%; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;"><strong style="outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span style="outline: 0px; max-width: 100%; color: rgb(127, 127, 127); box-sizing: border-box !important;">部分银行清理睡眠卡相关公告</span></strong></span></p><p style="text-align: justify; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;"><br></p><p style="text-align: justify; outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="outline: 0px; max-width: 100%; line-height: 1.56em; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;">据媒体报道，2月银行睡眠卡清理进程明显加速，中国银行、平安银行、恒丰银行、北京农商行均发布通知。此前，<strong style="outline: 0px; max-width: 100%; box-sizing: border-box;">招商银行、兴业银行、浦发银行等多家银行也曾发布开展长期不动户清理工作或信用卡客户持卡数量上限公告。</strong><br style="outline: 0px; max-width: 100%; box-sizing: border-box;"></span></p><p style="text-align: justify; outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><br></p><p style="text-align: justify; outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="outline: 0px; max-width: 100%; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;">例如，兴业银行曾发布提醒公告称，同一客户在该行新开立信用卡账户时，持有该行当前状态正常的信用卡总数量不能超过6个。</span></p><p style="text-align: justify; outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><br></p><section data-role="outer" style="outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; visibility: visible; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;"><section data-role="title" data-tools="135编辑器" data-id="92724" data-color="#17365d" style="outline: 0px; max-width: 100%; visibility: visible; box-sizing: border-box !important;"><section style="margin-right: auto; margin-left: auto; padding: 10px; outline: 0px; max-width: 100%; text-align: center; visibility: visible; box-sizing: border-box !important;"><section style="padding-top: 2px; padding-bottom: 2px; outline: 0px; max-width: 100%; display: inline-block; border-bottom: 1px dotted rgb(23, 54, 93); visibility: visible; box-sizing: border-box !important;"><section data-brushtype="text" hm_fix="274:264" style="padding: 5px 8px; outline: 0px; max-width: 100%; color: rgb(255, 254, 255); letter-spacing: 1px; background: rgb(23, 54, 93); visibility: visible; box-sizing: border-box !important;"><p style="line-height:1.75em;"><span style="outline: 0px; max-width: 100%; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;"><strong style="outline: 0px; max-width: 100%; box-sizing: border-box !important;">为何大规模清理睡眠账户？</strong></span></p></section></section></section></section></section><p style="text-align: justify; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;"><br></p><p style="text-align: justify; outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="outline: 0px; max-width: 100%; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;">“从去年下半年至今，各银行陆续发布公告对信用卡业务开展规范管理。从年内银行公告内容来看，<strong style="outline: 0px; max-width: 100%; box-sizing: border-box;">除了加强对信用卡资金流向的监控外，清理长期未使用的信用卡仍是重点工作。</strong>”博通分析金融行业资深分析师王蓬博表示，银行清理睡眠账户有两大益处，<strong style="outline: 0px; max-width: 100%; box-sizing: border-box !important;">一是降低管理成本，二是防范电信诈骗、洗钱等违法犯罪。</strong></span></p><p style="text-align: justify; outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><br></p><p style="text-align: justify; outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="outline: 0px; max-width: 100%; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;">资深信用卡专家董峥指出，对于银行而言，睡眠卡清理有其必要性。一方面睡眠卡虽然日常不被使用，但仍在银行的数据库中，因此会存在管理成本；另一方面，银行在睡眠卡上监控较少，存在一定金融风险。</span></p><p style="text-align: justify; outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><br></p><p style="text-align: justify; outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-size: 16px; line-height: 1.75em; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;"><span style="outline: 0px; max-width: 100%; font-size: 15px; letter-spacing: 2px; font-family: 微软雅黑, "Microsoft YaHei"; box-sizing: border-box !important;">我国睡眠卡规模有多大？根据中国银行业协会统计数据，截至2020年末，信用卡(包括贷记卡和准贷记卡)的累计发卡量为11.3亿张，其中6个月内有过使用记录的累计活卡量为7.4亿张。这也意味着，有近4亿张卡在6个月内没有任何使用记录，处于“睡眠”状态。</span></p><section style="margin-bottom: unset; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 0.544px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;"><p style="text-align: center; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><br></p><p style="text-align: center; outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;"><span style="font-size: 15px;letter-spacing: 2px;font-family: 微软雅黑, Microsoft YaHei;">赶紧查查</span></p><p style="text-align: center; outline: 0px; max-width: 100%; line-height: 1.75em; box-sizing: border-box !important;"><span style="font-size: 15px;letter-spacing: 2px;font-family: 微软雅黑, Microsoft YaHei;">你手里有“睡眠卡”吗？</span></p><section style="text-align: center; outline: 0px; max-width: 100%; line-height: normal; box-sizing: border-box !important;"><br></section></section></section></section><p style="display: none;"><mp-style-type data-value="3"></mp-style-type></p><br><font size="2">转载声明：本文转载自「仁寿城事通」</font></div><p></p> 有开始到了收割时间了，只要卡上没有金额你实行注销没有问题，别人卡上就几百元以上金额就不应该实行这种规则了，还有办理卡的时候留有电话号码，难道就不应该通知一下，之前办了好多卡掉的掉，忘的忘 我想想有哪些没有用的卡！ 在云闪付上面一健查卡，看看有哪些卡自己都不晓得的 老K光速 发表于 2023-3-12 13:16
之前办了好多卡掉的掉，忘的忘
云闪付一键查卡，你有什么卡，给你查得明明白白
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